{"id":1432,"date":"2022-07-19T15:22:46","date_gmt":"2022-07-19T15:22:46","guid":{"rendered":"https:\/\/prod.koiosintelligence.ca\/?p=1432"},"modified":"2026-01-05T15:09:48","modified_gmt":"2026-01-05T15:09:48","slug":"une-application-qui-pourrait-bouleverser-le-milieu-de-lassurance","status":"publish","type":"post","link":"https:\/\/koiosintelligence.ca\/fr\/news\/une-application-qui-pourrait-bouleverser-le-milieu-de-lassurance\/","title":{"rendered":"An Application That Could Revolutionize The Insurance Industry"},"content":{"rendered":"
<\/span><\/a><\/span>

With its Olivo app, Ko\u00efos Intelligence intends to revolutionize a field that many consumers still don't fully understand.<\/b><\/h4>\n<\/div>
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Il y a deux ans, David Str\u00e9liski, chef du Conseil et pr\u00e9sident du conseil d\u2019administration de Ko\u00efos Intelligence<\/p>\n

promised \"a unique, easy-to-use tool accessible by all players in the insurance ecosystem, consumers, brokers and insurers alike\" that would function like the \"Airbnb of insurance\".<\/span><\/p>\n

After a great deal of development work, Olivo is finally ready to be launched on the market, and may well turn the insurance industry upside down. This tool, based on artificial intelligence (AI) and automatic language processing, can answer customers' questions, manage their queries and, above all, connect them to insurers and brokers.<\/span><\/p>\n

Avec cette application, Mohamed Hanini, PDG, fondateur et Chef scientifique de Ko\u00efos Intelligence, pr\u00e9cise que le but n\u2019est pas d\u2019\u00e9liminer le courtier, mais bien d\u2019acc\u00e9l\u00e9rer son travail.<\/span><\/p>\n

\"We're a software publisher, not an insurer. We don't sell insurance, but we do offer insurers, insurance companies and brokerage firms an insurance platform that streamlines the underwriting process. We market a platform to brokers and major insurance companies, and it's up to them to convince consumers,\" he explains in an interview with Finance et Investissement.<\/em>.<\/span><\/p>\n<\/div>\n<\/div>\n

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<\/div>\n<\/div>\n<\/div>
\"Transcript<\/span><\/div>

Acc\u00e9l\u00e9rer un long processus<\/b><\/p>\n

Offering a life insurance product to a customer is a time-consuming process for a broker. You have to meet the customer, explain the products, establish a price, make a quote to the insurer \u2013 and there's no guarantee that the customer won't ultimately decide to decline the offer.<\/span><\/p>\n

Olivo entre directement en relation avec le client qui peut discuter avec lui, lui poser ses questions et obtenir des r\u00e9ponses sans qu\u2019un humain n\u2019intervienne. Il peut finalement offrir une proposition au client en fonction de leur conversation et des informations fournies.<\/span><\/p>\n

\"The application is based on the average price and gives the quotation according to the value of the cover,\" describes Mohamed Hanini.<\/span><\/p>\n

Si le programme permet d\u2019\u00e9viter au conseiller de convaincre le client, il permet aussi d\u2019acc\u00e9l\u00e9rer la prise d\u2019informations. Effectivement, le syst\u00e8me de dialogue vient avec un tableau de bord pour l\u2019assureur et le courtier qui r\u00e9unit les informations et permet de voir les produits qui manquent au client ou ceux qui se recoupent.<\/span><\/p>\n

\"It's like a sorting system, in the end,\" comments Mohamed Hanini. There's a whole automatic input of data or information in real time. This speeds up the whole underwriting process for a broker or insurer.\"<\/span><\/p>\n

En plus de l\u2019assurance vie, Olivo fonctionne \u00e9galement pour l\u2019assurance de dommage, l\u2019assurance voyage et actuellement Ko\u00efos Intelligence se penche sur l\u2019assurance maladie pour que celle-ci soit \u00e9galement disponible.<\/span><\/p>\n

Un syst\u00e8me qui mesure l\u2019intention du consommateur<\/b><\/p>\n

What's impressive about Olivo is that it really is a program that the consumer can talk to,\" says Mohamed Hanini. Currently, most dialogue systems on the market are guided. \"They talk to us about AI, but clearly there are decision rules behind it.\"<\/span><\/p>\n

Olivo, for its part, offers an open conversation. The consumer doesn't even need an interface to dialogue with a box, although of course he or she can also use chat. \"We don't even need a computer, it could be indexed to insurance Alexa,\" adds the startup's CEO.<\/span><\/p>\n

As the program measures the consumer's intent, it is able to understand what they mean despite any errors in diction or spelling.<\/span><\/p>\n

\"Natural language processing is based on similarity measurements, taking context into account,\" explains Mohamed Hanini. We propose a dynamic dialogue system that offers an unparalleled customer experience. What's really interesting is that, via a user-friendly conversation, you can fill in the form and get a quote.<\/span><\/p>\n

\"For us, the customer experience, and therefore the consumer, is at the center of the product. If we want to succeed with insurers, the customer really has to be seduced by the technology,\" he adds.<\/span><\/p>\n

Une belle croissance en vue<\/b><\/p>\n

Malgr\u00e9 la pand\u00e9mie actuelle, Ko\u00efos Intelligence pr\u00e9voit un futur brillant pour Olivo. Puisque leur produit est en ligne, la soci\u00e9t\u00e9 n\u2019a \u00e9t\u00e9 que peu impact\u00e9e par la pand\u00e9mie et envisage m\u00eame de nombreuses embauches en 2020.<\/span><\/p>\n

Ko\u00efos Intelligence already has two customers, two firm signatures obtained in late 2019, early 2020. The first launch phase with them is scheduled for September. \"It takes us 3-4 months to customize the app for customers, so it works according to their forms,\" explains Mohamed Hanini.<\/span><\/p>\n

En plus de ces clients, la compagnie est en discussion avanc\u00e9e avec une dizaine de clients.<\/span><\/p>\n

\"When I say discussions, we were talking about integration and price. We're in like the sixth meeting, so it's pretty advanced,\" says Mohamed Hanini.<\/span><\/p>\n

As a result of these developments, the startup, which has around twenty employees between Montreal and their structure in Tunisia, expects to make a number of new hires between now and the end of the year. \"It will depend of course on the commercial phase, but we'll be able to reach 45-50 people by the end of the year in the best-case scenario. In the medium scenario, we'll be between 35-40.\"<\/span><\/p>\n

Ko\u00efos Intelligence compte toutefois d\u00e9j\u00e0 une dizaine de postes \u00e0 combler pour des scientifiques de donn\u00e9es et des d\u00e9veloppeurs.<\/span><\/p>\n

Finally, Ko\u00efos Intelligence is planning a major fund-raising round in the autumn. The startup believes the time is right to ask backers for help in expanding internationally, particularly in North America and especially the US market. \"That's where there are the most insurers in the world, and where this kind of product could be revolutionary,\" comments the CEO.<\/span><\/p>\n

La startup se tourne seulement maintenant vers les rondes de financement, car ses fondateurs refusaient de demander des fonds en proposant seulement une id\u00e9e.<\/span><\/p>\n

\"Some startups evolve in a speculative way. We wanted to develop a great product, get sales and then raise funds organically. In my opinion, that's how a company takes root,\" he concludes.<\/span><\/p>\n<\/div><\/div><\/div>

Pour consulter l'article original, cliquez ici<\/span><\/a><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":551,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-1432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates"],"acf":[],"yoast_head":"\nAn Application That Could Revolutionize The Insurance Industry - Ko\u00efos Intelligence<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/koiosintelligence.ca\/fr\/news\/une-application-qui-pourrait-bouleverser-le-milieu-de-lassurance\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"An Application That Could Revolutionize The Insurance Industry - 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