{"id":22856,"date":"2026-03-17T09:00:16","date_gmt":"2026-03-17T09:00:16","guid":{"rendered":"https:\/\/koiosintelligence.ca\/?p=22856"},"modified":"2026-03-31T16:45:32","modified_gmt":"2026-03-31T16:45:32","slug":"agt-case-study","status":"publish","type":"post","link":"https:\/\/koiosintelligence.ca\/fr\/news\/agt-case-study\/","title":{"rendered":"\u00c9tude de cas : la transformation num\u00e9rique d'Assurancia avec Olivo"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-1\"><p class=\"diff-block-context\"><strong>Assurancia Groupe Tardif (AGT)<\/strong> has 122 brokers and 48 administrative staff, and serves private and commercial insurance clients in the provinces of Quebec and Ontario.<\/p>\n<p class=\"diff-block-context\">After more than 70 years in business, AGT was ready to find a way to <strong>digitise the customer and broker experience.<\/strong> It wanted to save time on administrative tasks through automation so it could focus on important cases. AGT also wanted to<strong> better qualify its customers<\/strong> for several products, including personal automobile insurance, home insurance and commercial insurance.<\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400;\">Mr Fran\u00e7ois Gagn\u00e9, Managing Director and EOS Integrator at AGT, has integrated a virtual insurance assistant into the workflows and emphasizes that this product represents the future of InsurTech: <\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-testimonials classic awb-speech-bubble-show fusion-testimonials-1\" style=\"--awb-textcolor:var(--awb-color4);--awb-backgroundcolor:#f9f9fb;--awb-testimonial-border-style:solid;--awb-testimonial-border-color:var(--awb-color3);--awb-navigation-size:12px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;--testimonial-border-width-top:0px;--testimonial-border-width-right:0px;--testimonial-border-width-bottom:0px;--testimonial-border-width-left:0px;\" data-random=\"0\" data-speed=\"4000\"><div class=\"reviews\"><div class=\"review active-testimonial avatar-image\"><blockquote><div class=\"awb-quote\"><div class=\"awb-quote-content\">\n<p><span style=\"font-weight: 400;\">\"Olivo is the new generation of virtual assistant for brokers: a customer-centric tool that makes every transaction simple and seamless.\"<\/span><\/p>\n<\/div><\/div><span class=\"awb-triangle\"><\/span><\/blockquote><div class=\"author\"><span class=\"testimonial-thumbnail\"><img decoding=\"async\" class=\"testimonial-image lazyload\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27800%27%20height%3D%27800%27%20viewBox%3D%270%200%20800%20800%27%3E%3Crect%20width%3D%27800%27%20height%3D%27800%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" width=\"800\" height=\"800\" data-orig-src=\"https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2025\/02\/circle-1.png\" \/><\/span><span class=\"company-name\"><strong>Fran\u00e7ois Gagn\u00e9<\/strong><span>, <\/span><span>Managing Director and EOS Integrator at AGT<\/span><\/span><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border:1px solid #e2e2e2;border-radius:1rem;\"><img decoding=\"async\" width=\"2560\" height=\"1694\" title=\"AGT_Case-Study_Image_EN\" src=\"https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-scaled.png\" data-orig-src=\"https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-scaled.png\" alt class=\"lazyload img-responsive wp-image-22862\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%272560%27%20height%3D%271694%27%20viewBox%3D%270%200%202560%201694%27%3E%3Crect%20width%3D%272560%27%20height%3D%271694%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-200x132.png 200w, https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-400x265.png 400w, https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-600x397.png 600w, https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-800x529.png 800w, https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-1200x794.png 1200w, https:\/\/koiosintelligence.ca\/wp-content\/uploads\/2026\/03\/AGT_Case-Study_Image_EN-scaled.png 2560w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-2\"><h3>Our approach<\/h3>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:20px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-3\"><p><span style=\"font-weight: 400;\">OlivoAgent has been deployed in personal automobile and home insurance. Each product is paired with an agent tailored to its sector. Each agent possesses specialist knowledge that enables them to answer a client's questions and walk them through a process.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The solution supports complex workflows, including policy applications, renewals and endorsements. AGT customers can now initiate a process or chat with a broker in real time, wherever they are, at any time. Agents also connect seamlessly to the client's ecosystem, including its broker management system (BMS). The Olivo platform is integrated with EPIC via the SDK to speed up the quotation process.\u00a0<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-alert alert custom alert-custom fusion-alert-left awb-alert-native-link-color fusion-animated\" style=\"--awb-background-color:#ededed;--awb-accent-color:#808080;--awb-border-size:0px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\" data-animationType=\"fadeInLeft\" data-animationDuration=\"0.3\" data-animationOffset=\"top-into-view\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"fa-comments far\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\"><p><strong>WHY THIS MATTERS<\/strong><br \/>\n<span style=\"font-weight: 400;\">Robust integrations ensure that information synchronization can be carried out simply at the click of a button or fully automatically.<\/span><\/p><\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;scroll&quot;,&quot;scroll_type&quot;:&quot;fade&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h3 data-renderer-start-pos=\"3328\">Results<\/h3>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\" data-motion-effects=\"[{&quot;type&quot;:&quot;scroll&quot;,&quot;scroll_type&quot;:&quot;fade&quot;}]\" data-scroll-devices=\"small-visibility,medium-visibility,large-visibility\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5 fusion-text-no-margin\" style=\"--awb-margin-top:20px;--awb-margin-bottom:20px;\"><p><span style=\"font-weight: 400;\">Following the implementation of OlivoAgent:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">55% of AGT's customers who began the process with the agent completed full questionnaires, including the insurer's specific legal and underwriting requirements. <\/span><\/li>\n<li><span style=\"font-weight: 400;\">This performance significantly exceeded the industry benchmark, which stands at 5\u201330% for comparable forms.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">AGT has also <strong>increased customer traffic on digital channels<\/strong>, thanks to processes that allow customers to contact an agent via their website or by phone. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">This has been brilliant for their marketing campaign. This demonstrates that it is more effective to meet customers where they are rather than forcing them to come to you. <\/span><span style=\"font-weight: 400;\">By offering their services only during working hours, businesses risk losing customers outside office hours, at weekends and on public holidays. It is essential to create a seamless connection between services offered and customers at a time when many businesses are competing for the same customer's attention.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400;\">Finally, AGT has reduced the need for manual data entry for brokers. Forms can be synchronised instantly with a single click or via an automation script. This connectivity with existing management systems ensures that brokers do not have their workload increased by our AI tool.\u00a0<\/span><\/p>\n<\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-left awb-alert-native-link-color\" style=\"--awb-background-color:rgba(140,185,63,0.23);--awb-accent-color:0000;--awb-border-size:0px;--awb-border-top-left-radius:0px;--awb-border-top-right-radius:0px;--awb-border-bottom-left-radius:0px;--awb-border-bottom-right-radius:0px;\" role=\"alert\"><div class=\"fusion-alert-content-wrapper\"><span class=\"alert-icon\"><i class=\"icon-mkb-plus\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-alert-content\"><strong data-renderer-mark=\"true\">Benefit:<\/strong> AI speeds up intake, reduces back-and-forth, and ensures underwriters receive complete submissions earlier\u2014even when workers are out-of-office.<\/span><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><h3 data-renderer-start-pos=\"4062\">Enabling brokers to digitise their workflows<\/h3>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-9 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-7 fusion-text-no-margin\" style=\"--awb-margin-top:20px;--awb-margin-bottom:20px;\"><p><span style=\"font-weight: 400;\">The day-to-day operations of a P&C insurance brokerage or agency are often filled with administrative tasks such as broker workflows, data uploads to insurers' portals and manual data entry into the firm's BMS, but the automation of these tasks has been a game-changer. Thanks to AI-based solutions, agents can now eliminate bottlenecks, significantly improve the customer experience and streamline workflows with precision.<\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-10 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-color-small:var(--awb-color1);--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:20px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-paragraph\" style=\"--awb-font-size:35px;\"><p class=\"fusion-title-heading title-heading-center title-heading-tag fusion-responsive-typography-calculated\" style=\"font-family:&quot;Montserrat&quot;;font-style:normal;font-weight:500;margin:0;font-size:1em;--fontSize:35;line-height:1.8;\">Want to see what Olivo can do for you?<\/p><\/div><div style=\"text-align:center;\"><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button-border-radius-top-left:10px;--button-border-radius-top-right:10px;--button-border-radius-bottom-right:10px;--button-border-radius-bottom-left:10px;--button_margin-bottom:12px;\" target=\"_self\" href=\"https:\/\/koiosintelligence.ca\/request-demo\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">BOOK A DEMO TODAY<\/span><\/a><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":7,"featured_media":22858,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[21],"tags":[],"class_list":["post-22856","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-client-stories"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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