About Koïos Intelligence

The pioneer in conversational AI for Risk Assessment Workflows

Using state-of-the-art large language models and generative AI, Koios simplifies complex insurance processes, improves decision-making, and redefines interactions between policyholders and insurers.

Our mission is to empower the insurance, finance, and technology industries with the next generation of intelligent and personalized AI platforms.

Meet our leadership

Mohamed Hanini, Ph. D. (c)
Mohamed Hanini, Ph. D. (c)Founder, CEO & AI Platform Architect

With over 13 years in R&D, Mohamed is an expert in computational mathematics, quantitative finance, and accelerated computing. His work spans insurance, statistical learning, and stochastic simulation. His interdisciplinary approach led to the creation of Koios to support innovation in the financial industry.

Charles Dugas
Charles DugasExecutive Vice President

Charles has over 20 years in the insurance and analytics space. He co-founded ApSTAT Technologies, taught at Université de Montréal, and held leadership roles at Aviva, Element AI, and EY. He brings deep expertise in data, AI, and insurance technology.

Aziz Raymond Elmahdaoui, Ph. D. (c)
Aziz Raymond Elmahdaoui, Ph. D. (c)AI Product Manager

Aziz is a mathematician with 15+ years of experience applying math and machine learning to finance. He taught at multiple institutions before joining Koios in 2020, where he now leads AI projects with a focus on Natural Language Processing.

Shaun McNeill
Shaun McNeillU.S. Senior Vice President of Insurance & AI Transformation

Shaun's career highlights include key roles at Vertafore, Matrix, and EZLynx. At Vertafore, he launched critical products like PLRating, transforming insurance operations. At Matrix, he expanded trust and custody services for retirement trading. Most recently at EZLynx, Shaun drove growth and innovation, leading to its acquisition by Applied Systems.

Tamara Engler
Tamara EnglerAI Director Operations

Tamara is a strategic and analytical leader known for transforming operations through data-driven insights, implementing scalable solutions, and improving overall performance.

Manuel Morales, Ph. D.
Manuel Morales, Ph. D.Co-Founder & Board Member

Manuel is a professor at Université de Montréal and Chief AI Scientist at National Bank of Canada. He brings 15+ years of experience in leading applied research in algorithmic trading, market modeling, and AI-driven finance solutions.

Board Members

Board Members

Mouna Saaied, Executive Director APTBEF


Sylvie Giguère. Vice President, Wells Fargo Equipment Finance Canada


Kais Elloumi. Director Business Development & Financial Strategies, ELLOUMI Group


Michel Hebert. VP Research & Development, Optimum Réassurance inc.

Research Community

Research Community

Fabian Bastin. Professor, Université de Montréal


Alain Tapp. Professor, Artificial Intelligence, University of Montreal


Andreas Tsanakas. Reader, CASS Business School, University of London


Daniel Dufresne. Professor, University of Montreal


Frédéric Godin. Professor, Concordia University


Felisa Vázquez-Abad. Executive Director, Institute for Computer Simulation


Hirbod Assa. Professor, Liverpool Institute for Financial and Actuarial Mathematics


Maciej Augustyniak. Professor, University of Montreal


Louis G. Doray. Professor, University of Montreal


Mamadou Thiongane. Professor, Cheikh Anta Diop University


Tien Mai Ph.D. Postdoct at UdeM


Wyean Chan. Postdoctoral fellow, University of Montreal

Our growth in the past year

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Our expertise

Our company is made up of experienced and multidisciplinary team members, combined with expert guidance from professionals in mathematics, operations research and computer science. The Koios business model rests on three pillars:

AI Technology

We create solutions with Natural Language Processing at every step of the AI pipeline. From the system architecture, to the training of our models, to the optimization methods we use for efficient learning, we strive for innovation and performance.

Analytics & Knowledge Transfer

Our goal is to build innovative and customized applications to meet our partners' needs in Artificial Intelligence by turning all interactions into business value.

AI as a Service

Our focus is to assist our clients with the development and refinement of their existing models and workflows. Unlike traditional consulting services, we seek to generate joint intellectual property with our partners creating value from artificial intelligence applications.

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