Charles Ashby
Charles Boisvert
Koïos Intelligence
Koios
INNOVATION AND CREATIVITY
ENHANCED BY EXPERIENCE
About Koïos
Founded in 2017, Koïos Intelligence’s mission is to empower the financial industry with the next generation of intelligent and customized systems that are supported by AI, statistics, and operational research. Combining the knowledge of their lead experts in finance and in AI, Koïos is developing new technologies that redefines the insurance and financial sector and improves customer experience. The fast growing Montreal based firm has developed many projects in collaboration with large financial institutions in Canada, Europe and North Africa and is currently leading the AI aspect of Bizerte’ smart city challenge.
About Olivo
Olivo is an intelligent application enabling the centralization and digitization of the insurance industry in a single tool, offering the consumer a greater variety of products and a unique experience by streamlining the underwriting and claims processes for all types of insurance. Olivo is the future of insurance apps, as it will truly benefit clients, brokers and insurers alike.
OUR EXPERTISE
Our company is firmly rooted on an experienced multidisciplinary research team with combined expertise lying at the intersection of mathematics, operations research and computer science. Our business model builds upon three pillars:
-
AI Technology
We engineer solutions at every layer of the AI pipeline. From the architecture and training of models to the optimization methods for efficient learning, we strive for innovation and performance.
-
Knowledge Transfer
Our goal is to build innovative and customized applications to meet our partners’ needs in artificial intelligence by transferring technology from the fields of mathematics, statistics, operations research and optimization. This is achieved through collaborative research projects bridging our partners needs with our network of university research collaborators thus streamlining the knowledge transfer process.
-
Collaborative Consulting
Our focus is to assist our clients on the development and refinement of their existing models and procedures. Unlike traditional consulting services, we seek to generate joint intellectual property with our partners creating value from artificial intelligence applications.
WHAT DO WE DO?
Customer Experience
We optimize efficiency of call centers, by developing specialized chatbots or analyzing “sentiment” type data, including emotional recognition, in order to generate better client retention.
Anomaly Detection
Based on real time data analysis on big data sets we identify, report and correct errors more quickly and efficiently using state-of-the-art machine learning technology.
Quantitative Finance
We improve quantitative models to optimize premiums, pricing or risk metrics by accelerating calculation methods or using new types of data in our models.
YES, BUT EXACTLY, WHAT DO WE DO?
We designed and developed Olivo, to empower insurance consumers on all their needs while benefiting brokers and insurers.
We automate client interactions with their financial institutions by identifying their needs via customized chatbots.
We identify trading processing errors before they contaminate the whole bank data.
We enrich pricing and risk models for insurance products with non-traditional data that allow us to potentially create a more complete picture of individual behavior.
We guide call center agents to provide a better service by transforming voice into structured data to recognize emotions and improve quality of client interactions.
Founders & Executive team
Mohamed Hanini, Ph. D. (c)
Founder, CEO & Chief Scientist
Mohamed serves North American and global companies in the financial services. His areas of expertise include quantitative trading and risk management using Machine Learning, Stochastic simulation and Optimization for computation acceleration based on quasi-Monte Carlo techniques.
Mohamed has done over 10 years of research and development in statistical learning, quantitative finance and operations research. He taught for 7 years at the University of Montreal several actuarial and risk management courses such as life insurance, property and casualty insurance, statistics, financial mathematics and risk management.
Jean-Alexandre Bernier
Director of Operations
Jean-Alexandre is a specialist in innovation in the financial sector. Prior to joining the Koïos team, he acted as a senior strategy consultant for major Canadian banks, insurance companies and pension funds. He is recognized for his ability to help his clients innovate through the development of new platforms, distribution channels and business models. His analytical skills, business acumen and sense of development opportunities make him a trusted partner for executives. As Director of Operations, he contributes to the development and growth of Koïos. He holds an MBA from Oxford University (Said Business School).
Marie-Ève Fortin, FSA FCIA
Director Actuarial Services and consulting member of the Board
Marie-Ève holds a bachelor's degree in mathematics from the University of Montreal. She is a Fellow of the Canadian Institute of Actuaries and the Society of Actuaries. She is a passionate and proactive actuary. Over the years, she has demonstrated her leadership. Her professional experience was built mainly in the field of pension plans. Her areas of expertise include administration, funding, accounting, pension plan design as well as investment of pension funds and foundations. She now uses her experience in consulting with Koïos Intelligence.
Manuel Morales, Ph. D.
Co-founder & Board Member
As a Professor in the Department of Mathematics & Statistics of the University of Montreal and the Chief AI Scientist of National Bank of Canada, he has accumulated over fifteen years of experience in collaborative research projects in partnership with key industry players. He has experience leading collaborative technology transfer projects in algorithmic trading, market micro-structure modeling, energy markets and automation in quantitative finance through machine learning.
Mouna Saaied
Mouna Saaied has been the Executive Director of the Tunisian Professional Association of Banks and Financial Institutions since August 2015. Between 1998 and 2015, she held several positions of leadership with the UBCI BNPPARISBAS group, including being the Head of the Organizational Department in charge of major structural projects for the bank and the head of the Treasury Department and ALM. Graduated from IHEC carthage than IFID institute, Mouna kicked off her career as a trader at CITIBANK Tunis in 1992.
Kais Elloumi
Kais ELLOUMI is Director, Business Development and Financial Strategies of ELLOUMI Group, multinational company from Tunisia operating in more than 25 countries. He is an alumni 2005 from HEC Montreal with a bachelor’s degree in Corporate Finance and Management. At the end of 2005, he joins the family company ELLOUMI group, heading the Distribution subsidiary, which is located in Tunisia, and manages its establishment in Morocco. In 2011, as a Director for the group subsidiary specialized in automotive cables, he led its industrial integration in Morocco, Slovakia and Brazil. He was nominated to his current position in 2018.
Kais ELLOUMI is also founding member of the TAA (Tunisian automoti ve association), and board member of YPO (Young president organization) Tunisia.
Philippe Bélanger
A Partner in the prestigious firm’s Bankruptcy and Restructuring Group since 1996, Philippe is a nationally respected lawyer. In 2017, Philippe was awarded the title Advocatus Emeritus by the Québec bar in recognition of his professional excellence and outstanding contribution to the profession. An active scholar and legal educator, Philippe has been a lecturer at the Faculty of Law at Université de Montréal for 25 years.
Philippe is valued by Koïos not only as a strong jurist, but as a trusted business advisor. Philippe joins the board because he believes in the application Olivo and Koïos’ mission to improve the financial industry practices and services in customer care.
Sylvie Giguère
As P. Eng and MBA, Sylvie is Vice President - Enterprise Risk Intelligence, at Wells Fargo Equipment Finance Canada. With 20 years of experience in risk management and process optimization, Sylvie is a self-starter, energizing, results oriented, able to multi-task and superior problem-solving skills. She has strong communication skills and ability to synthesize complex issues and communicate clearly.
Michel Hebert
A well-rounded bilingual leader with 24 years of Canadian and international life insurance and reinsurance experience in various actuarial fields such as Pricing, Risk Management, R&D, Corporate Actuarial and Product Development. Great team-player with a strong desire to succeed, highly respected manager with a proven track record of delivering results and exceeding expectations. Recognized credibility within the organization and business partners, influential leader with clear abilities to accurately set priorities and focus on the essential while being detail-oriented with strong technical skills.
